Do you need accident insurance? Choose well
In case you are enthusiastic about accident insurance coverage, this is what you want to know.
To decide on nicely and make clear your concepts, simply reply to a couple of questions: who do I wish to insure? Towards what threat? Is the coverage I’m reviewing clear, easy, and inside my price range?
Accident insurance coverage is a great tool to guard yourself in opposition to massive and small accidents that may occur in everyday life, doing sports activities, at work, or just strolling. They struggle to make sure that the household’s lifestyle is maintained and to maintain small earnings if they’re unable to work.
Everybody can search and discover the coverage that most accurately fits your scenario, remembering that underneath the banner “accident coverage” There are numerous sub-categories designed for various kinds of actions and dangers. Let’s suppose, for instance, of insurance coverage insurance policies in opposition to sports activities accidents, these in opposition to home accidents, or in opposition to the accidents at work.
Particularly within the case of a single-income family, even a temporary disability can cause serious inconvenience: medical expenses, those for treatment and rehabilitation are added to the loss of earnings.
Or imagine the case of a family unit with two small children: in a context like this, even expenses for unexpected physiotherapy following a fall can be a problem.
There are low-cost policies capable of effectively solving the problem.
|INAIL accidents recorded in the first 7 months of 2018|
|379,206 accidents, down by 0.3%|
|587 accidents with fatal outcome (-0.7%)|
|37,501 reports of illness (+ 3.5%)|
|325,054 accidents at work (-0.1%)|
|The decrease is linked to the female component (-1.2%)|
|The male component grows by 0.2%|
The choice of serenity
To live in peace, accident insurance they are as important as life. And by choosing well, you can protect yourself from temporary incapacity for work and loss of salary especially if you work on your own.
You can protect your family from the most serious unforeseen events, you can get help to pay medical expenses in addition to one daily allowance in any days of hospitalization, protecting the entire family unit.
Predicting both the most serious cases and protecting yourself may be the right choice: you can choose MetLife Safe Now e MetLife Ready Protected… Go, a perfect combination, which is completed.
How you can discover the fitting coverage
As already talked about, well-being and accident insurance policies cowl many conditions in our life.
Selecting nicely means evaluating presents, calculating the price range, and speaking transparently with the insurance coverage firm. About this, MetLife gives varied merchandise in opposition to accidents and facilitates direct comparability because of a comparability web page out there online.
The product extra appropriate for small surprising occasions in on a regular basis life is Prepared Protected… by way of of MetLife, an accident insurance coverage that gives an everyday sum for hospitalization, convalescence, and plaster, due to this fact preferred for small accidents that may happen at work or in free time, in Italy and overseas.
For probably the most severe unexpected occasions, MetLife Protected Now permits to ascertain a capital that will likely be paid to the beneficiaries within the occasion of loss of life or whole everlasting incapacity from the accident. Each option has a low price and complements one another.
Prepared Protected… Go! By MetLife begins from the fundamental fee of 9.40 euros monthly (Sensible plan) to get to 17.30 on the Gold plan. With this small expense, you may rely on an everyday allowance for hospitalizations in Italy (from 100 to 200 euros) and overseas (from 200 to 400 euros), for plaster and for convalescence, plus a collection of handy providers resembling ambulance, physiotherapy, nurses at dwelling, babysitter or home employee.
Additionally Protected Now gives two tariff plans: Sensible (11.20 euros monthly for a single policyholder of any age) and Gold (17 euros monthly and first month), with which it ensures respectively a capital compensation of 200 thousand euros or 300 thousand euros within the occasion of loss of life from damage o whole everlasting incapacity from damage equal to or better than 66 factors.