insurance to protect you from injuries
insurance to protect you from injuries

insurance to protect you from injuries

Based on the most recent information from Censis, well-being expenditure for residents has risen to € 40 billion (it was 37.three billion final 12 months), a rise of 9.6% between 2013 and 2017. [1]

In this state of affairs accident insurance coverage, similar to Pronto Protetto Through, an accident coverage that protects towards unexpected occasions in Italy and overseas, 24 hours a day, at work but additionally in free time, change into an elementary device for individuals who need to shield their well being and private financial stability and of the household.

The coverage provides a collection of compensation within the occasion of an accident, calculated on the idea of the times of hospitalization, convalescence and/or plaster. These sums, paid on to the insured, thus assure the potential for accessing further medical care, shortly and without moving into debt, by integrating the providers of the Nationwide Wellbeing System.

Insured

The particular person coated by the insurance coverage upon the prevalence of an occasion. It could actually coincide with the contractor

Contractor

The one who has the duty to pay the premium of the coverage that he himself has stipulated with the insurance coverage firm

Indemnification

The quantity owed by the corporate to the policyholder, upon the prevalence of an accident coated by the coverage

Pronto Protetto Through, the accident insurance coverage that protects and assists you

The Pronto Protetto Through accident coverage provides each financial safety and helps providers. The truth is, it protects against unexpected occasions that may occur to you each in work and leisure conditions, similar to journey or sporting actions. It additionally provides assist providers, as a nurse or dwelling physiotherapist, who assist you handle the second of issue, for instance in managing your loved ones and caring for the house throughout your convalescence.

Within the occasion of an accident, Pronto Protetto Through ensures day by day compensation because of:

  • admission to a well-being establishment (public or non-public);
  • convalescence after hospitalization;
  • plaster solid following a bone fracture.

A doubling of the sums is included in the identical charge and at no further value if the accident happens overseas, a necessary element on condition that in these circumstances different bills might come up, ranging from the necessity to lengthen one’s keep.

The help providers supplied by the MetLife coverage are:

  • phone medical session in case of urgency following an accident;
  • physician or ambulance in case of emergency;
  • dwelling nurse (solely in Italy) most 2 hours a day for 10 days;
  • babysitter at dwelling for four hours a day for most of three days;
  • home employee or dwelling caregiver for a most of € 30 per day for five days.

How a lot does it value and the way a lot does it provide?

Pronto Protetto Through has two floorings, Good and Gold.

Plan Good has a price of € 9.40 per thirty days and offers:

● € 100 per day for every day of hospitalization from damage;

● € 50 per day for every day of convalescence after hospitalization from damage;

● € 50 per day for every day of damage solid.

If an accident happens overseas, the hospitalization allowance is 200 €.

Plan Gold as a substitute has a price of € 17.30 per thirty days and offers:

● € 200 per day for every day of hospitalization;

● € 100 per day for every day of post-hospitalization convalescence;

● € 100 per day for every day of casting.

If an accident happens overseas, the hospitalization allowance is 400 €.

The coverage is legitimate at midnight on the day of the phone buy and lasts for 12 months. Subsequently, Pronto Protetto Through is mechanically renewed from 12 months to 12 months. The annual renewal isn’t binding, you may cancel at any time with an easy telephone name.

Who’s it beneficial for?

Pronto Protetto Through is a product appropriate for everybody, however, it’s significantly beneficial for individuals who:

observe sports activities and is serious about taking out sports activities insurance coverage to guard themselves whereas finishing up the exercise;

he travels rather a lot – each for work and without spending a dime time;

is a freelancer who needs work accident insurance, especially to contain the economic impact of days spent in hospital or recovering without being able to work.

Who can insure?

Persons residing in Italy can be insured with Pronto Protetto Via, with an age between 18 and 70 years old.

This policy is suitable for the protection of the whole family. In fact, in addition to individual protection, it is possible to extend coverage to your partner or family members as well, protecting them and saving them (the extension of coverage is generally more advantageous than the stipulation of several insurance contracts).

The coverage extensions provided by MetLife are:

for the couple: the Smart plan costs € 16.60 per month, while the Gold plan costs € 31.20 per month and covers both the policyholder and the partner;

for the family: the Smart plan costs € 22.40 per month, while the Gold plan € 42.60 per month and covers the insured, partners, and children (without number limits) up to the age of 30, as long as they are part of the same family…

Why Pronto Protetto Via?

Most people would like to take out accident insurance to make sure they can access the best care quickly if needed. Unfortunately, many do not especially frighten by the cost. As we have seen, a policy such as Pronto Protetto Via is an accessible product and which guarantees protection and protection from unforeseen events for the whole family.

If you are interested, you can make a quote online without spending a dime. Earlier than signing it, seek the advice of the data set with all of the circumstances.

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